Typical Program Guidelines (Fix & Flip & Rental) Indicative only. Final terms based on underwriting; not a commitment to lend.
Residential Fix & Flip (Rehab / Cash Now)
- Term: 12 months
- Loan Amount: $50k – $7M+
- Leverage (LTV): Up to 90% of purchase price; up to 65% refinance; up to 50% cash-out
- Property Types: Non-owner-occupied 1–4 family residential
- FICO: No set minimum
Residential Fix & Flip (ARV Program)
- Term: 12 months
- Take on more jobs
- Loan Amount: $75k – $7M+s
- Leverage (LTV/ARV): Up to 90% of purchase price + up to 100% of renovation costs; not to exceed ~75% of ARV
- Property Types: Non-owner-occupied 1–4 family residential
- FICO: 600 minimum
Residential Buy & Hold
- Term: 18 months
- Loan Amount: $50k – $25M+
- Leverage (LTV): Up to 90% of purchase price; up to 65% refinance; up to 50% cash-out
- Property Types: Non-owner-occupied 1–4 family residential
- FICO: No set minimum